Does Passive Income Affect Social Security

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Could I locate 10 sites online where you can make money online free of cost? Does passive income affect social security. That’s right. I want to locate 10 completely complimentary websites where you can make money without having to invest any kind of money to make it. Does passive income affect social security. No covert subscription services, no concealed costs, nothing like that. Perhaps this might come to be a series if you individuals like it. Yet you recognize what, the challenge doesn’t finish there to make money online. I determined to up the stake. Could I find 10 internet sites where people are earning money online totally free without requiring a bank card? As well as you know what, I assume I’ve supplied. Does passive income affect social security.


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Currently please note, these 10 website, they are not most likely to make you a millionaire overnight. Does passive income affect social security.  However as you’ll see, via doing something about it, individuals have developed money streams on these internet sites, including easy earnings, that currently gains them a full-time income which I believe is quite amazing. So I’m wishing that this is most likely to encourage you and also shatter some of those mental obstructions that you may have been having, where you think points like, oh, you need money to generate income, or you need to reside in America, or you require a credit card to make money online. Does passive income affect social security. Since you recognize what, those misconceptions, they are not real.


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Does passive income affect social security. What you actually require is to act. So, let’s kick things off with a bang, due to the fact that this very first website, it can be made use of world vast. Yep, this website is making people money worldwide. However to do so, you’re going to need to know the secret hack which I will certainly show you. Currently, when you see this very first website, I don’t want you to click away, due to the fact that I wager a few of you are gon na go, “Sarah, look, I’m not talented sufficient “to earn money making use of that website.” But you recognize, I bet that does not true. So, website leading, So what is Redbubble and also how does it make money and make money online? Well, it is a website that allows you to make money by producing and also marketing custom products online. So it allows you develop things like T-shirts, phone instances, that kind of thing. However just how do you make them? Does passive income affect social security. Well, it’s simple. As soon as you develop an account, which is absolutely free, as well as you just need to enter your name and also e-mail address. You can start posting art work and designs to products actually in less than a min. No charge card required. You can select which products you intend to listing and also market with your art work online, as well as you can personalize your products, choose what color they would certainly can be found in, what design, and afterwards your own custom item summary as well as title. Then when a customer purchases among them, such as this T-shirt, Redbubble’s manufacturing storehouse will print your style onto a T-shirt, bundle that T-shirt up, and after that ship it bent on the consumer immediately, without you having to do anything.  Does passive income affect social security. In this sector, we have a name for the service. It’s called print-on-demand. And as you can see, when you’ve produced as well as published your designs onto the products, it’s an extremely easy income. With Redbubble, they pay you a commission on each item offered with the common commission rate being 20%. Due to the fact that they pay you out as a commission, you never ever have to pay any type of charges, therefore marketing is complimentary.


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Now I can imagine for some of you  available, there are two  huge  arguments that you  may be having  today. Does passive income affect social security. Argument one. Okay, Sarah, however is it in fact totally free? Sure, I can develop a T-shirt to sell, but what concerning web traffic? Don’t I have to pay to advertise my T-shirt? The answer is no way. You know how people involve and also they search for products that they wish to purchase right here. eBay has invested lots of money right into advertising and marketing, to state the least. And so currently it’s so popular that it’s what you would call a destination website. People come here and purchase products each day, therefore most eBay vendors make their money simply by individuals looking for their products. Does passive income affect social security. Well, Redbubble is the same. It’s a destination website. People come right here looking for products that they want to get. Therefore most Redbubble sellers generate income with free website traffic that they get to their listing using the search bar.


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Now onto objection  second. Okay, Sarah, that’s  excellent, you  understand, but  suppose I’m not a graphic artist, you know? Does passive income affect social security. Look, that’s a trendy photo on that particular phone situation there, yet I can’t attract that. And you understand what, neither might I. I couldn’t attract these coats as well as I could not attract that trendy T-shirt, however here’s the important things. To earn money on Redbubble, you don’t require to be an musician, and I’ll verify it to you today. So we’re gon na head on over to among Redbubble’s most prominent products, T-shirts, and we’re gon na seek amusing T-shirts by typing funny into the search bar. As well as I think a lot of people are going to be very shocked since take a look at this. These are a few of the top-selling designs right now on Redbubble for funny T-shirts, and also a bunch of them are incredible text-based designs. Now, let me ask you a concern. Does passive income affect social security. Does this T-shirt right here look difficult to make? Due to the fact that I’ll tell you now, it’s unbelievably simple. I have extremely little visuals design skills. I normally have to hire people to make designs for me, but also I was able to reproduce this layout and make one that looks very comparable utilizing the complimentary application Canva with open resource industrial certified fonts. And it took me less than 5 minutes, since it’s literally simply message. Any individual could’ve made this T-shirt, submitted it and offered it, and that’s the secret. Does passive income affect social security. If you have no graphic design abilities as well as you wan na earn money, focus on marketing humorous T-shirts, because often times straightforward text-based designs include in the wit and also make it funnier that if it had had a more complicated style.


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All right, so you sold your amusing T shirts. That’s amazing, however how do I earn money, Sarah? Does passive income affect social security. Does passive income affect social security. Well, Redbubble have two settlement alternatives. First off, they can pay directly to PayPal or they can payout directly to a bank. Now, sadly, bank down payments are only available in restricted nations, nevertheless, there is a workaround, and that is Payoneer. With Payoneer, you can establish your USA bank account to receive money in all online free of cost. Currently most individuals don’t believe that you can establish a Redbubble account to Payoneer due to the fact that Redbubble requires your bank’s physical address which Payoneer does not inform you in your account info, yet they will send it to you if you speak to as well as ask their support. By doing this, people have actually connected their Payoneer bank accounts to Redbubble, and they have actually approved payment into it. Currently I can envision you’re all assuming, “Sarah, this all noises good and all, ” yet does this simple T-shirt actually “well, you know, earn money on Redbubble?” The solution is it certain does. You see how this T-shirt is resting below in the search engine result. Well, Redbubble resembles Etsy’s internet search engine. If I enter amusing T-shirts right into Etsy’s online search engine, I’ll obtain lots of outcomes too. Actually, there are countless funny T-shirts on Etsy, literally. So exactly how do they choose which T-shirts they’re gon na list on the initial web page? The leading way that the internet search engine makes a decision that is with sales. If a T-shirt is selling, it would certainly sit greater in the search results page. We understand then that every one of these T-shirts on the first page must’ve marketed just recently. The same is with Redbubble, we understand that all of the T-shirts that are right here on the first page have actually offered lately. Does passive income affect social security. So, yes, basic text-based designs, when funny, can sell fantastic. “But Sarah,” you say, “how can I get those initial sales “so that my T-shirts will begin rating for “bigger words like funny when I’m just starting?”


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Well, there is a secret hack which I am most likely to reveal you. As opposed to choose a wider humorous T-shirt, if you’re stuck for suggestions, produce a niche specific design as well as search for specific niches and groups of people that have been neglected. Does passive income affect social security. So, as an example, this T-shirt here is rather certain, right? It’s concerning designers. This is a good idea, since engineers are passionate regarding their tasks and they like wearing career-specific merch. There’s just one problem with this particular niche if we do a search in Redbubble for funny engineer T-shirts, you understand what, we’ll see that there are great deals of T-shirts currently that we would certainly need to compete with the sales. Therefore, that’s what you need to do. Come as well as see if you can find teams of people who don’t currently have any kind of T-shirts made for them. So, if we look into one more passionate profession, scientific research teachers, we’ll see that, yes, they have great deals of T-shirts created them with jokes concerning being particularly a science instructor. But what about one more sort of instructor? What about a dramatization educator. If we come and also do a search for that, we’ll discover something fascinating. Does passive income affect social security. While there are T-shirts aimed at individuals interested in drama as well as cinema and also general instructor T-shirts. There are extremely, very intended especially at dramatization teachers. This particular niche is entirely wide open for somebody to develop a fantastic funny T-shirt aimed at them and to take all the sales and also web traffic as a present for dramatization instructors. Because once again, if you come to the search bar, and this time around typing presents for dramatization teachers, you’ll see, once again, we’ll obtain gifts targeted at theater enthusiasts and presents targeted at instructors in general, but very, extremely few focused on dramatization instructors as this team has actually simply been totally ignored on Redbubble.  Does passive income affect social security. It’s wide open for you or anybody to find in as well as make terrific products for.


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All right, onto the next website, and I think that a great deal of people are most likely most likely to recognize it, because it’s featured on YouTube a lot, yet you possibly never understood that it could be making you money, which it’s actually making some people over $100,000 a year, mostly in passive earnings.  Does passive income affect social security. Currently, there are two means to generate income with this website. The very first is the slow method, which is the much more evident method to generate income with it. Nonetheless, after that, I’m then gon na tell you regarding the unknown way to make much faster money online with it, as well as to give way, method even more money than you would certainly with the very first method. And don’t stress, when a great deal of individuals see this website, they’re gon na go, “Look, Sarah, I’m not skilled enough.  Does passive income affect social security. “I’m not qualified sufficient. “I can not do it.” Nonetheless, if you maintain paying attention, as you’ll see, you do not require to be special or have any skills in all. So we are below on Skillshare. This website sponsors a great deal of YouTubers, and also no, they are not sponsoring this video. Anyhow, typically, individuals come here and also pay them $10 a month to obtain accessibility to all their video courses. So, for example, if I intended to learn how to make a latte I might just type that into the search box as well as boom, I ‘d obtain offered a lot of complimentary video classes I can watch, such as this set. As well as below’s what the majority of people do not understand.  Does passive income affect social security. This class, it was just made by some random guy, due to the fact that anybody is enabled to make a Skillshare class as well as start generating income with it. Me, you, anyone. And also on average, brand-new instructors make in between $200 to $3,000 in their initial month, which is rather trendy, however that’s not the most effective part. The very best part is when you place your courses up, all that money that you’re gaining, it is passive. And also remember, that is just how much they earn in their initial month with their first course. Imagine what takes place when they after that go and also produce an additional one and afterwards develop one more one. Does passive income affect social security. All of it accumulates. As well as when your course is live, you do not need to do anything that is how people have been able to transform $100,000 a year with Skillshare.


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Does passive income affect social security. So the way that you make money on Skillshare is for each minute someone watches your video clips, you make money. So if I intended to learn just how to make French press coffee, I ‘d enjoy this five minute video and afterwards he ‘d be paid for each of those five mins. Currently, you might have discovered that this states that he’s just had a thousand pupils. Well, all that suggests is a thousand people have watched a huge portion of his entire program, yet the vast, huge majority of individuals will only watch the certain video clips that they desire. So, as an example, lots of people will come in here and also say, “You understand what, I simply need to know “how to make cold brew coffee.” Due to the fact that they just viewed this set video, they won’t be noted as a trainee, however he’ll still get paid for all of those views just the same. And as you can see, this video is incredibly simple. Does passive income affect social security. It was probably shot on a cellphone and negative lighting. And also based on the audio top quality, he most likely simply utilized a mobile phone microphone. As well as right here is another video program. Does passive income affect social security. It’s actually simply someone talking while they taped their screen. There is no expensive editing and enhancing required here.

And if you wished to make even more money from your courses, you can put them up on our third website, Udemy. Udemy is one more website that likewise lets you offer your courses. Unlike Skillshare, which is a registration service, here, people buy your training courses individually. Due to that, incomes on Udemy do tend to be greater.  Does passive income affect social security. estimates that concerning 40% of courses have made over $5,000. I actually obtained a friend that makes concerning $25,000 a year with one course which is neat. Nonetheless, you individuals could be thinking, “Well, Sarah, that’s fantastic and all, “there’s just 2 troubles. One, I don’t have any abilities. I’ve obtained nothing to teach. Exactly how could I make a course and afterwards market it? And also Sarah, I’ve got another issue with every one of this. Does passive income affect social security. That’s fantastic, you understand, however you know what, I want even more money than that.” Well, never ever are afraid, because I’ve obtained you covered.


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So, here’s what you do. Check this out. If we are available in as well as key in Photoshop, as we can see, lots of individuals desire Photoshop tutorials.  Does passive income affect social security. As well as guess what, you could make these free of charge. A lot of these tutorial videos are simply a combination of talking over slideshows and also talking over display captures of individuals doing the modifying inside of Photoshop. And even if you’re like me and also you have a, quote unquote, funny accent as well as people don’t like the way that you pronounce words, never are afraid since great deals of these Photoshop tutorials likewise feature people with foreign accents. Yet anyhow, regardless, allow’s begin over to YouTube and key in Photoshop tutorials. You will certainly get a lot of tutorial video clips.  Does passive income affect social security. And also you recognize what you can do, you can take the preferred subjects and videos, recreate them yourself, and afterwards go and detail those video clips on Skillshare and Udemy. You don’t require to be a Photoshop expert. “But wait, Sarah,” you claim, don’t I need to pay $10 “to acquire a monthly Photoshop description?” Does passive income affect social security. Nope, Photoshop has a complimentary seven-day test. Download it as well as hustle tough for those seven days and document whole lots as well as lots of tutorial videos. “But wait, Sarah,” you state, ” do not I need money to get display capture software application “to make these video clips?” Nope, check this out.  Does passive income affect social security. There is a totally free open source screen capture software program, and also there is cost-free video editing software application for you to make use of. “But wait, Sarah,” you say, “don’t I require to get a mic to do the voice over?” Well, not if you have a phone that record audio.

And it gets even much better, because Adobe has an affiliate program that you can make use of to make even more money. So if you do not understand what an associate program is, let me show you. I’m right here on my website, Wholesale Ted. Now if we click on this web link, we’ll get taken to my favored shopping platform, Shopify. Does passive income affect social security.  And if we come as well as have a look at the URL, we’ll see it has a monitoring code connected. This implies that shopify tracks everyone that clicks on it. As well as if they acquire a subscription, I’ll obtain a commission. As well as check this out. Yearly, I make well over $100,000 a year with Shopify commissions with my affiliate links. Does passive income affect social security. So yes, I quite think that this is a premium way to earn money on Skillshare. It’s enabled. Yet you know what, not a lot of individuals are doing it on Skillshare.  Does passive income affect social security. So, as soon as you’ve made your Skillshare as well as Udemy training courses, register for the Adobe affiliate program and also get your tracking link, then put your link in the summary of your Photoshop tutorials, and tell people that they can click on it to get a complimentary test for Photoshop. And also each time a person buy’s Photoshop or among their Adobe products, you will certainly obtain 85% commissionon their very first month membership. So if you wan na make more money from these platforms, create video lessons on products that have affiliate programs and also cost-free trials for you to make use of. As well as here is a idea. Does passive income affect social security. Skillshare in fact has 2 various accounts you can register for. You can sign up for the $10 a month account, which you can conveniently obtain a free two-month trial for, yet you do not require that to create a course. To develop a program on there and become educator. All you require is their totally free plan. And also of course, as soon as you have actually gone on and recreate tutorial video clips that you discovered on YouTube, what’s stopping you from publishing them onto YouTube itself.


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So, this certainly is my fourth website on the list. So here is just one of my tutorial video clips.  Does passive income affect social security. This educates individuals just how to establish a Shopify store utilizing my favorite shopping application and also platform, Shopify. It’s been up for 10, 11 months now, as well as it’s made me a fair piece of adjustment in AdSense income, $9,000 for one video. Not bad. But the actual money naturally originates from affiliate compensations.  Does passive income affect social security. I place my Shopify web link in the video description, individuals click it as well as purchase Shopify. So while this video has actually made concerning $9,000 in USD for ad earnings alone, it’s made tens of hundreds of bucks along with that in associate commissions. And also the important things is, is you’re most likely like, “Well, Sarah, appearance, you are in a little box there, “And I don’t intend to need to be “on electronic camera for my tutorials. “You told me I didn’t have to be on cam “to earn money from tutorial video clips.” Does passive income affect social security. You understand what, it is true. Have a look at this tutorial training individuals just how to establish a shop in Shopify. It’s a lot more preferred than mine. There is no person on cam at all. It’s just someone filming the display while they click buttons and talk over it. So there is no camera called for. Therefore, if you aren’t experienced with filming and modifying videos, tutorials are a wonderful means to start generating income on YouTube.


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Obviously, if you do have real video abilities, after that you might wan na consider this next website, Shutterstock. Obviously on below you can offer pictures and also video clips that you take a supply video footage. Does passive income affect social security. And do individuals purchase this? Absolutely. I myself spend great deals of money on stock video clips. In fact, I’ve utilized stock videos and also this video several times, and also several of the clips I’ve acquired have been incredibly fundamental. For instance, I bought this clip below which any individual can’ve filmed simply by sticking a 4K ready smart device on a tripod. That’s it. No elegant filming. It’s literally just a still shot of people strolling past the Forever 21 shop that was shutting down because of their personal bankruptcy. I know people that make thousands of bucks passively each month off their portfolios. The way that they make it though isn’t by offering pictures. It is by marketing video clips that are in 4k. Does passive income affect social security. These have the highest possible royalty commissions. So if Shutterstock sounds like something that you like to make money from, I extremely advise focusing on 4k video.

Currently the next video is something that my normal clients will probably identify, and also I think that you people are gon na be pretty curious about a few of the case studies that I’m most likely to reveal you. And also this is it, Merch by Amazon. State, a lot of individuals don’t understand this, yet Amazon has its own print-on-demand solution also that works much like Redbubble. Does passive income affect social security. You need to submit an application and I do suggest Googling best methods for submitting an application. But if you’re approved, you obtain accessibility to the print-on-demand solution. Does passive income affect social security. All you require to do is post a item of art work or style, as well as Amazon will certainly create these products for you, as well as you can produce an Amazon product listing that people can locate simply by utilizing their online search engine. You can establish your very own price, add in your own title, description, and also completely modify your listing. Currently, some people utilize Merch by Amazon as a source of side revenue. Some people use it to make a full time earnings. This T-shirt here, it was made with Amazon’s Merch by Amazon program. As well as according to the Amazon sales research study tool, Jungle Scout, in the past month, it marketed approximately 640 t-shirts. Currently, based on the product cost, that’s about $4.50 commission a shirt. Does passive income affect social security. So it made this maker roughly $2,800 in revenue this month alone. And for lots of people, that’s a full time income. As well as check this out, the easy text-based T-shirt, piggy support off of the new meme and also expression that came out of that event, this T- shirt has actually been on a regular basis offering well considering that it released as well as, according to Jungle Scout, has actually offered approximately 450 shirts this month alone. As well as considering that this T-shirt is priced reduced, it has a smaller sized commission per t shirt of $3.70. So this T-shirt made regarding $1,600 in earnings, which is nice side revenue. As well as this T-shirt is sold one of the most, according to the Jungle Scout research application, about 1,080 t-shirts. And also at this cost, it made its creator approximately $3 a shirt, which means over $3,200 in earnings. And also as you can see, this T-shirt has actually been up since 2017, making its designer money passively free of charge. Much like with Redbubble, Amazon, it is obviously a destination website. So, they look after the marketing for you, and generate the consumers. And just like with Redbubble, its commission-based so if I were to sell this T-shirt for $17.99, Amazon will certainly eliminate their charges to sell and also produce this T-shirt and also pay out $3.72 as a commission. Does passive income affect social security. So you do not require to spend for the price of producing a T-shirt to market it. Amazon takes it out of the item price. Therefore exactly how do you get your commissions? Well, Amazon pays them out into a savings account, which consists of a Payoneer account.


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All right, so my next website. It’s a bit of cliche yet, believe me, do not click away, since I’m gon na inform you the secret regarding exactly how you can actually earn money on on it.  Does passive income affect social security. All right, so I’m here on Fiverr. Currently if you don’t know what Fiverr is, it’s a location where consultants can offer their services in the form of one-off jobs that individuals can buy. It’s free to develop and also provide a job marketing their services. Does passive income affect social security. So, if you’re a consultant, this is a terrific site to earn money. And seriously, I invest a lot money on right here, I have invested thousands purchasing people’s gigs last year, so I understand a lot of money can be made on below, due to the fact that I pay individuals countless bucks each year. Now typically, individuals hate Fiverr as a suggestion to generate income because ( jeers) it’s too affordable, but that’s due to the fact that everybody is trying to make gigs like every person else is doing such as offering a article composing solution. Great deals of individuals have this. And so to make sales, you require to have lots of testimonials to standout. Does passive income affect social security. Or if they’re artistic, they’re trying to make gigs around very prominent services, like designing T-shirts for print-on-demand stores.


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Once again, you require great deals of reviews to standout. Yet you know what, that’s not just how you earn money as a broke freelancer on Fiverr.  Does passive income affect social security. Nope, check this out. Tennis shoes are a popular print-on-demand item, because they can self for high prices. So I wondered, are there any kind of jobs that market print-on demand sneakers. And, well, it turned out that there was just one listing I might discover on Fiverr, and that was it. There may have been more than this, however they have been really inadequately enhanced for the search keyword phrases. Therefore, this listing, regardless of being fairly brand-new is getting great deals of orders. This is a service that great deals of people want as well as require, as well as there is only one individual using it, and there are lots of solutions available similar to this, with lots of space for you to come in and also take control of. The trick below is to do the study and also do not just try to sell what every else is.


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And also if you are a freelancer writer based in the USA as well as you just wan na earn money composing and don’t intend to need to rush for customers, be sure to take a look at this website, Textbroker.  Does passive income affect social security. The method this functions is that you enroll in the website, you take a composing example examination. Based on that, you’re designated a level. The majority of people I know who got As and Bs in English class at school obtain a four star ranking immediately, making you 1.4 cents a word. Once appointed, you can after that log in to the orders portal, pick an order, and create the article for it. Now, I do not understand about you, yet I can easily compose a 1,000 word write-up in an hr, which would be $14 an hour with a four-star ranking. However if you service your creating craft and also hit that five-star position, currently you make $50 an hr.  Does passive income affect social security. But of course, regrettably, I’m relatively specific that it’s just available for Americans. Nevertheless, the following website, it is offered worldwide. Anyone from anywhere can earn money with it. Check this out.

$ 28,600 US bucks in the past 5 months. This was just how much money was made from my following website, Instagram.  Does passive income affect social security. There are a lot of chances for people to earn money online with Instagram. So this $28,600 was made from free organic Instagram web traffic from one web page with less than 50,000 fans and also a certain niche by a close friend of mine. And they developed that page simply by uploading fantastic niche-specific material. They really did not pay for any kind of adds. And so, the means they monetized it was they produced an book absolutely free utilizing this totally free ebook maker app. And afterwards next, they developed a totally free two-week test on ClickFunnels, as well as they made a miniature website that offered their ebook. And also you know, you can actually market products with ClickFunnels as well as pay absolutely nothing over their two-week test duration, which I discovered pretty outrageous that they don’t make you upgrade early if you actually attempt to sell things. Therefore, after that, they then introduce their ebook to the Instagram web page. As well as within their very first week, they had offered over $7,000. And naturally, over the pat 5 months, they made over $28,600 in overall. And they were offering their publication for less than $20.


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But individuals, I am sorry, I have to admit something to you. I lied to you today.  Does passive income affect social security. This technique had not been free, because they likewise acquired an $8.88 domain name and also linked it to their funnel rather than using ClickFunnels cost-free below domain. Sarah, exactly how could you? You guaranteed us only complimentary approaches, and also $8.88 is not totally free.  Does passive income affect social security. That’s $8.88. Look, I’m sorry, you’re right. So let me make it approximately you by showing you to entirely free techniques that you can utilize to make money with Instagram. Right here is one means. This Instagram meme web page for felines. When you click the web link on the biography, it connects you to their print-on-demand store where they are marketing their very own T-shirts. And also remember what any person can do. Any individual can create their very own complimentary print-on-demand store using Redbubble, and also begin marketing T-shirts with totally free Instagram web traffic today, and here’s another means. Do you see this Instagram web page? Somebody has constructed it free of charge simply by reposting adorable photos and also videos of canines. Does passive income affect social security. Well, if we check out their newest blog post, we’ll see that there’s in fact a video ad for a product that develops a custom necklace of your dog. And also if we look into their biography, we’ll see a link to their item. This was a paid advertisement gotten by this online store Wear Felicity. And also they likely acquired this Instagram shout out advertisement on a website similar to the next one on my checklist, Shoutcart.


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This is a website that lets Instagram accounts sell proclaim.  Does passive income affect social security. You buy it for a restricted amount of hrs usually, as well as after that, it gets erased. This permits pages to market without congesting their feed with ads. Shout outs are an simple low effort way to earn money on Instagram. However naturally, you might take that money you gain from them as well as reinvest that back right into an $8.88 domain name and also make even more money. So, did I supply on my difficulty?

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Does passive income affect social security. Let me recognize if you have any other internet sites to include in this list, make certain to put them in the remark area, to make sure that you might assist remove that mental obstruction that a great deal of individuals have, that makes them think that they need money to earn money. And naturally, if you would certainly like a lot more complimentary training on creating a print-on demand shop, then be sure to download my totally free e-book, “The 6 Steps That 6-Figure Online Stores Follow “To Make Over $10,000 a Month.” Does passive income affect social security.